Lately there are many cases of scams through Bizum but don’t worry, they are punishable by law. First of all, you should know that Bizum is an application that allows you to send and receive money quickly. All you need is to have a bank account and a phone number.
So how do these scams happen? Well, Bizum has a function in which people can ask you for money, instead of paying you. If you don’t pay attention and accept, the money goes from your bank account to theirs. But do not worry! For money to be sent without your consent is a minor offense up to €400 and serious if it exceeds this figure.
How to act in a case of fraud with Bizum
Remember that you have the number of the person who has defrauded you and if you go to report they will find her name and you can get a fine or 1 to 3 months in jail. All this information is found in article 248 of the Penal Code, it is considered fraud:
- Those who, for profit, use deceit enough to produce an error in another, inducing him to carry out an act of disposition to his own detriment or to the detriment of others.
- Those who, for profit and using some computer manipulation or similar artifice, achieve a non-consensual transfer of any patrimonial asset to the detriment of another.
- Those who manufacture, introduce, possess or facilitate computer programs specifically intended for the commission of the scams provided for in this article.
If you still don’t feel safe, remember that you can use Paypal or Verse. These work with a username, which will allow you to remain anonymous.
For more information you can look at the different blog entries where we explain how to make money with Secret Panties, interviews with saleswomen and other things that may interest you about this world.